Paying off your student loans shouldn’t put you in financial distress.
Life doesn’t always go as planned. When you first signed up to receive financial aid or agreed to the terms of a student loan, you were predicting what your financial situation would be like after graduation. And for many graduates… things are very different now.
The good news is there are nine different federal repayment plans that provide options for recalculating and in some cases forgiving a portion of student loan debt.
With over 25 years of experience helping my clients navigate life’s most difficult financial situations, I am uniquely suited to evaluate your financial profile and determine your eligibility for specific programs.
The Student Loan Management Process
Student Loan Management Programs
After a thorough analysis of your student loan records, financial profile, and income, I can determine your eligibility for each of the nine federally approved student loan repayment programs. Each program differs in how they forgive, restructure, or consolidate your debt.
Resolution Programs Based on Qualification
Reduce your monthly payment amount based on how much you make, not how much you owe, so your payment will always be affordable.
Determine if you qualify to have the federal government forgive part, or all, of your federal student loans.
Consolidate your defaulted loans into a new federal student loan and cure any existing defaults.
Consolidate Your Payment
Consolidate all of your federal student loans into a single loan with one easy payment to a sole loan servicer.
The first and most important step is to request an analysis of your student loan debt. After the analysis is complete, you will be provided with your options based on the qualification factors required by the Federal Government and Department of Education.
What happens if I don’t want to move forward?
There is no obligation to hire me after the initial evaluation. I will provide you with a copy of your analysis and my contact information if you choose to pursue your options at a later time.
Take the First Step
Choose to handle your student debt responsibly. You don’t need to sacrifice quality of life, or your peace of mind, especially when there may be options available to you. Contact me to schedule a confidential appointment.